LOMA for FEMA
Was wondering if somebody could help me out with this. I'm preparing section B (LOMA) for a client that wants to out of paying Flood Insurance. Client tells me property is slab on grade, turns out she has a crawl space with vents. Apparently everything under 2' is considered a basement. There is 3' of space from the bottom of the vent to the crawl space floor.
My question is, what would be the LAG (lowest adjacent grade)?
My guess (which I don't want to do) is the elevation of the crawl space floor, rather than the lowest grade elevation adjacent to the outside of the structure. Is this correct? I asked the guy from FEMA, but he just proceeded to read me the same form I had already read. I have attached photos of the crawl space.
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