Like others hit by hard economic times, land surveyor Stephen Moncrief, of New York, now works to get out of debt and rebuild his business.

If the financial crisis seems very far away, think again.
One small business owner in Lowville has resorted to cutting almost all of his workforce to stay afloat.
Moncrief Land Surveying has been in business for 16 years.
On Tuesday, the office was quiet.
The desks were all empty.
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