Point of Beginning

Homeowners feel wrongly soaked on flood insurance

August 4, 2009
Livingstondaily.com: Donna Kroll has lived at the same Zukey Lake home for the past 16 years and has never been required to purchase flood insurance. That all changed when she received a letter in the mail telling her she would need insurance and that it would cost her $1,200. That letter was followed by another charging her $2,100. However, a local land surveyor claims many homes or parts of homes were erroneously put into the updated flood plain.

By Kristofer Karol • DAILY PRESS & ARGUS

Livingstondaily.com: Donna Kroll has lived at the same Zukey Lake home for the past 16 years and has never been required to purchase flood insurance.

That all changed when the 70-year-old Hamburg Township resident received a letter in the mail telling her she would need insurance and that it would cost her $1,200. That letter was followed by another charging her $2,100.

"I was really flabbergasted," Kroll said. "I was mad when the neighbors said, 'Oh, yeah, they're doing it to everyone.' "

The "they" Kroll is referring to is the Federal Emergency Management Agency, which implemented an updated flood plain map in the county last fall.

However, a local land surveyor claims many homes or parts of homes were erroneously put into the updated flood plain, thereby requiring homeowners to mistakenly secure flood insurance, which can cost thousands of dollars.

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