Prof. Liability Ins. and what I have learned

October 16, 2009
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Posted By rockin- the-rod on 10/14/2009 at 4:37 PM

I am renewing my E&O (Professional Liability Insurance)this week and have learned a few things the past 2 weeks. They may help others. All brokers tell you they are working their behinds off for you....many of them are lying. There are probably 15 to 20 Professional Liabilty insurers that would love to have your business. How do you get competitive bids? Well, you have to tell your broker "of record" that you are seeking "competitive bids". Then the problems emerge....they send you letters they want you to sign stating that you desire xyz to be your broker. They have strange rules that exclude other brokers from getting price quotes , it goes on. The really significant factor is they all wait till the last day of the policy..then they cry foul. This is not a good system and if any insurance folks are reading....get your sheat in order

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